2011
Clearwater Accountancy is founded
Two chartered accountants open a small office in Belfast with 30 clients.
Our story
Small team, big standards.
How Clearwater Accountancy became Belfast's favourite firm.
Why Clearwater Accountancy
Why clients in Belfast choose us.
The care and expertise of a specialist, with the time and warmth of an independent.
01
Fixed monthly fees
One price agreed upfront. Phone calls and emails are always included, so you never hesitate to ask.
02
A named adviser
The same chartered accountant every year, who knows your business and picks up the phone.
03
Cloud-first
Live numbers in modern software, bank feeds connected and receipts captured from your phone.
04
Proactive tax planning
We review your position before the year ends, while there's still time to make a difference.
Our mission
To be the first place Belfast turns to, and the one they come back to.
Rachel MooreManaging Partner, FCA
01
Listen first
Unhurried time and a team who remember your name and what you need.
02
Deliver with expertise
Experienced advisers, the right tools and high standards, all under one roof.
03
Stay local
Rooted in Belfast, working with local partners, and a team who live here too.
Our story
How we got here.
From day one to today: the moments that shaped Clearwater Accountancy in Belfast.
- 2011
- 2015
2015
Cloud accounting, all in
Every client moves to cloud software with live bank feeds and fixed monthly fees.
- 2019
2019
Financial planning launches
Our FCA-regulated wealth team joins, so clients get business and personal advice in one place.
- 2025
2025
1,000+ clients and a second office
We open a second office and pass 1,000 clients, with a 4.9★ average rating.
Meet the team
The people behind Clearwater Accountancy.
Experienced advisers who know Belfast, take the time to listen and get the details right.
Managing Partner, FCA
Rachel Moore
Founded Clearwater Accountancy after a decade in corporate finance. Specialises in owner-managed businesses and tax planning for directors.
Talk to Rachel
Chartered Financial Planner
James Calder
Leads our wealth team. Helps families plan retirement, pensions and inheritance with straight-talking advice.
Talk to James
Head of Advisory
Sophie Grant
Former FD who now acts as part-time finance director for growing businesses across the region.
Talk to Sophie
Tax Manager, CTA
Daniel Price
Chartered tax adviser who makes Self Assessment, property tax and MTD feel straightforward.
Talk to Daniel
R&D Tax Specialist
Priyanka Shah
Engineer turned tax adviser. Has prepared more than 200 R&D claims for tech and manufacturing companies.
Talk to Priyanka
Payroll Lead
Liam O'Connor
Runs payroll for over 1,800 employees each month and has never missed a pay day.
Talk to LiamRated by Belfast
Our clients keep coming back.
Independent reviews from the people we work with every day.
Trustpilot
0/ 5
0 Trustpilot reviews
Google
0/ 5
0 Google reviews
Facebook
0/ 5
0 Facebook reviews
Reviews
Loved by clients across Belfast.
Hundreds of five-star reviews and counting. Here's what clients say about Clearwater Accountancy.
0Average rating
“Moving to Clearwater Accountancy was the best decision we made last year. Our books are finally up to date, and I actually understand our numbers now.”
H
Hannah Ellis
Founder, Ellis & Rowe Interiors
“I used to dread January. Now I upload receipts through the year and my return is filed by November. The fee pays for itself.”
M
Marcus Bell
Freelance photographer
“They found an R&D claim our previous accountant had missed for three years. Clear, thorough and no percentage fees.”
P
Priya Nair
Director, Brightpath Software
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